{"id":602,"date":"2024-10-11T19:27:44","date_gmt":"2024-10-11T19:27:44","guid":{"rendered":"https:\/\/www.ziniulaisve.lt\/index.php\/2024\/10\/11\/ouch-malaizijos-skaitmeninio-draudimo-operatorius-pritraukia-5-mln\/"},"modified":"2024-10-11T19:27:44","modified_gmt":"2024-10-11T19:27:44","slug":"ouch-malaizijos-skaitmeninio-draudimo-operatorius-pritraukia-5-mln","status":"publish","type":"post","link":"https:\/\/www.ziniulaisve.lt\/index.php\/2024\/10\/11\/ouch-malaizijos-skaitmeninio-draudimo-operatorius-pritraukia-5-mln\/","title":{"rendered":"Ouch!, Malaizijos skaitmeninio draudimo operatorius, pritraukia 5 mln"},"content":{"rendered":"<p> <br \/>\n<\/p>\n<div>\n<p>Nam\u0173 draudimo technologij\u0173 (insurtech) startuolis Ouch! s\u0117kmingai surinko 5 mln. RM per pastar\u0105j\u012f prie\u0161serial\u0105 A l\u0117\u0161\u0173 rinkimo raund\u0105 i\u0161 PPB Ventures.<\/p>\n<p>\u012ekurta 2018 m., Ouch! yra vieno langelio platforma ir programa, skirta \u0161viesti vartotojus apie j\u0173 apr\u0117pt\u012f \/ rizik\u0105, \u012fsigyti ir valdyti skaitmeninius draudimo produktus bei pareik\u0161ti pretenzijas. Praeitais metais startuolis pristat\u0117 pirm\u0105j\u012f \u201eTakaful\u201c produkt\u0105 \u201ePusara Pro\u201c.<\/p>\n<p>Be nauj\u0173 l\u0117\u0161\u0173, Ouch! taip pat gavo papildom\u0105 vieneri\u0173 met\u0173 prat\u0119sim\u0105 veikti pagal Bank Negara Malaysia (BNM) reguliavimo sm\u0117lio d\u0117\u017e\u0119. Tai sustiprins startuolio tiksl\u0105 teikti prieinamus \u201etakaful\u201c sprendimus.<\/p>\n<p>\u0160is tikslas atitinka tendencijas, rodan\u010dias, kad Malaizijos takaful rinka labai auga. Konkre\u010diai, Malaizijos Takaful asociacija prane\u0161\u0117, kad nuo 2022 m. iki 2023 m. \u0161eimos Takaful bendrosios \u012fmokos padid\u0117jo 7,55 %. Tai rei\u0161k\u0117, kad bendra \u012fna\u0161\u0173 suma pasiek\u0117 beveik 9 mlrd. RM.  <\/p>\n<p>Ir Ouch! patenkina did\u0117jant\u012f prieinamos, \u0161ariato reikalavimus atitinkan\u010dios finansin\u0117s apsaugos poreik\u012f.   <\/p>\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_82_2 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Turinys:<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/www.ziniulaisve.lt\/index.php\/2024\/10\/11\/ouch-malaizijos-skaitmeninio-draudimo-operatorius-pritraukia-5-mln\/#DITO_licencijos_isigijimas\" >DITO licencijos \u012fsigijimas<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/www.ziniulaisve.lt\/index.php\/2024\/10\/11\/ouch-malaizijos-skaitmeninio-draudimo-operatorius-pritraukia-5-mln\/#Patentuotos_sistemos_kurimas\" >Patentuotos sistemos k\u016brimas<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/www.ziniulaisve.lt\/index.php\/2024\/10\/11\/ouch-malaizijos-skaitmeninio-draudimo-operatorius-pritraukia-5-mln\/#Aptarnavimas_nepakankamai_aptarnaujamiems\" >Aptarnavimas nepakankamai aptarnaujamiems<\/a><\/li><\/ul><\/nav><\/div>\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"DITO_licencijos_isigijimas\"><\/span><strong>DITO licencijos \u012fsigijimas<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>5 mln. RM finansavimas vis\u0173 pirma bus skirtas patobulinti startuolio technologij\u0173 infrastrukt\u016br\u0105, spar\u010diau pl\u0117sti j\u0173 buvim\u0105 rinkoje ir t\u0119sti veikl\u0105 BNM sm\u0117lio d\u0117\u017e\u0117je.<\/p>\n<p>Oi! yra BNM Reguliavimo sm\u0117lio d\u0117\u017e\u0117s dalyvis nuo 2021 m.<\/p>\n<p>\u201ePadidinus \u0161\u012f raund\u0105, tur\u0117sime daugiau laiko toliau suprasti ir patenkinti klient\u0173 poreikius Malaizijoje ruo\u0161iantis DITO\u201c, \u2013 \u201eVulcan Post\u201c sak\u0117 generalinis direktorius Shazy Noorazmanas.<\/p>\n<figure class=\"wp-block-image size-large\"><figcaption class=\"wp-element-caption\">Vaizdo kreditas: Ouch!<\/figcaption><\/figure>\n<p>Jis turi omenyje BNM i\u0161duot\u0105 DITO licencij\u0105, o DITO rei\u0161kia skaitmeninius draudikus ir \u201eTakaful operatorius\u201c. Kaip teigiama prane\u0161ime spaudai, \u0161i licencija leis Ouch! panaikinti esmines malaizie\u010di\u0173, ypa\u010d jaun\u0173 \u0161eim\u0173, apsaugos spragas.<\/p>\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Patentuotos_sistemos_kurimas\"><\/span><strong>Patentuotos sistemos k\u016brimas<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Be licencijos, naujos l\u0117\u0161os taip pat bus skirtos patentuotai pagrindinei sistemai, kuri pakeist\u0173 tre\u010di\u0173j\u0173 \u0161ali\u0173 sprendimus, sukurti.<\/p>\n<p>\u201e\u0160is pakeitimas suteiks mums daugiau galimybi\u0173 valdyti savo platform\u0105, pagerins efektyvum\u0105 ir leis mums pasi\u016blyti sklandesn\u0119 vartotojo patirt\u012f\u201c, \u2013 sak\u0117 Shazy. \u201eD\u0117l \u0161i\u0173 iniciatyv\u0173 gaunamas i\u0161laid\u0173 efektyvumas leis mums u\u017etikrinti prieinamesn\u0119 ir prieinamesn\u0119 apsaug\u0105 m\u016bs\u0173 klientams.<\/p>\n<p>\u0160i\u0105 sistem\u0105 sudarys keli pagrindiniai komponentai:<\/p>\n<ul class=\"wp-block-list\">\n<li>Sertifikat\u0173 valdymo sistema, skirta efektyviai i\u0161duoti sertifikatus ir dokumentus.<\/li>\n<li>Produkt\u0173 valdymo sprendimai, leid\u017eiantys startuoliui greitai kurti ir pritaikyti takaful produktus, kad atitikt\u0173 besikei\u010dian\u010dius klient\u0173 poreikius.<\/li>\n<li>Atsiskaitymo valdymo sistemos, skirtos supaprastinti atsiskaitymo proces\u0105, siekiant didesnio tikslumo ir patogumo.<\/li>\n<li>Apdovanojim\u0173 ir ta\u0161k\u0173 sistema, skirta \u012fgyvendinti klient\u0173 lojalumo program\u0105.<\/li>\n<\/ul>\n<p>\u201eM\u016bs\u0173 strategija apima geriausi\u0173 vietini\u0173 talent\u0173 samdym\u0105, kad supaprastintume sud\u0117tingas Malaizijos problemas\u201c, \u2013 apie \u0161iuos tikslus sak\u0117 Shazy.<\/p>\n<p>\u201eI\u0161 esm\u0117s m\u016bs\u0173 \u012fmon\u0119 suk\u016br\u0117 malaizie\u010diai malaizie\u010diams, siekdami pad\u0117ti daugiau \u017emoni\u0173 suprasti ir suteikti sau tinkam\u0105 apsaug\u0105.<\/p>\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Aptarnavimas_nepakankamai_aptarnaujamiems\"><\/span><strong>Aptarnavimas nepakankamai aptarnaujamiems<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Oi! siekia sukurti saugi\u0105 skaitmenin\u0119 platform\u0105, kuri atitikt\u0173 kiekvieno malaizie\u010dio poreikius, atsi\u017evelgiant \u012f tai, kad ma\u017edaug 30 milijon\u0173 malaizie\u010di\u0173 vis dar nepakankamai apr\u016bpinama finansine apsauga. <\/p>\n<p>Bet kaip jie gali pasiekti \u0161i\u0105 nepakankamai aptarnaujam\u0105 bendruomen\u0119?<\/p>\n<p>Shazy pasidalino tuo Ouch! naudoja socialin\u0119 \u017einiasklaid\u0105 ir internetin\u0119 reklam\u0105, kad susitikt\u0173 su jais ten, kur jie praleid\u017eia did\u017ei\u0105j\u0105 laiko dal\u012f. Platforma taip pat sukurta taip, kad b\u016bt\u0173 intuityvi, kad b\u016bt\u0173 u\u017etikrintas prieinamumas.<\/p>\n<p>Startuolis taip pat bendradarbiauja su \u012f \u0161eim\u0105 orientuotomis organizacijomis, labdaros organizacijomis ir renginiais, kad padidint\u0173 matomum\u0105 ir patikimum\u0105 bendruomen\u0117je.<\/p>\n<p>\u0160iuo metu \u201eOuch!\u201c yra daugiau nei 16 000 registruot\u0173 vartotoj\u0173! platforma.<\/p>\n<p>Oi! ir toliau pl\u0117tos savo augim\u0105 ir planuoja prad\u0117ti kit\u0105 l\u0117\u0161\u0173 rinkimo etap\u0105 v\u0117liau \u0161iais metais, kad atitikt\u0173 minimalius kapitalo reikalavimus DITO licencijai gauti.<\/p>\n<p>Augant takaful sprendim\u0173 paklausai, \u017eaid\u0117jai, i\u0161skyrus Ouch! taip pat sieks \u012fsilieti \u012f rink\u0105.  <\/p>\n<p>\u201eKonkurencija galiausiai yra naudinga malaizie\u010diams, tod\u0117l laukiame daugiau partij\u0173, kurios prisijungs prie m\u016bs\u0173, kad takaful b\u016bt\u0173 prieinamesn\u0117 ir patrauklesn\u0117\u201c, \u2013 sak\u0117 Shazy.<\/p>\n<p>\u201eManome, kad \u201etakaful hibah\u201c tur\u0117t\u0173 b\u016bti esminis atsakingo finansinio planavimo aspektas. Taigi, m\u016bs\u0173 d\u0117mesys ir toliau skiriamas \u012fperkam\u0173, prieinam\u0173 ir patogi\u0173 vartotojui sprendim\u0173 teikimui, kad atitikt\u0173 m\u016bs\u0173 klient\u0173 poreikius.<\/p>\n<ul class=\"wp-block-list\">\n<li><strong>Su\u017einokite daugiau apie Ouch! \u010dia.<\/strong><\/li>\n<li><strong>Kitus straipsnius apie Malaizijos startuolius skaitykite \u010dia.<\/strong><\/li>\n<\/ul>\n<p><em>Pana\u0161aus vaizdo kreditas: Ouch! <\/em><\/p>\n<\/div>\n<p><script type=\"text\/javascript\">\n!function(f,b,e,v,n,t,s){if(f.fbq)return;n=f.fbq=function(){n.callMethod?\nn.callMethod.apply(n,arguments):n.queue.push(arguments)};if(!f._fbq)f._fbq=n;\nn.push=n;n.loaded=!0;n.version='2.0';n.queue=();t=b.createElement(e);t.async=!0;\nt.src=v;s=b.getElementsByTagName(e)(0);s.parentNode.insertBefore(t,s)}(window,\ndocument,'script','https:\/\/connect.facebook.net\/en_US\/fbevents.js?v=next');\n<\/script><br \/>\n<br \/><br \/>\n<br \/><a href=\"https:\/\/vulcanpost.com\/873303\/ouch-malaysia-takaful-digital-insurance-funding\/\">Source link <\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Nam\u0173 draudimo technologij\u0173 (insurtech) startuolis Ouch! s\u0117kmingai surinko 5 mln. RM per pastar\u0105j\u012f prie\u0161serial\u0105 A l\u0117\u0161\u0173 rinkimo raund\u0105 i\u0161 PPB Ventures. \u012ekurta 2018 m., Ouch! yra vieno langelio platforma ir programa, skirta \u0161viesti vartotojus apie j\u0173 apr\u0117pt\u012f \/ rizik\u0105, \u012fsigyti ir valdyti skaitmeninius draudimo produktus bei pareik\u0161ti pretenzijas. Praeitais metais startuolis pristat\u0117 pirm\u0105j\u012f \u201eTakaful\u201c produkt\u0105 [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":603,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"om_disable_all_campaigns":false,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"categories":[4],"tags":[1049,66,893,1050,1047,1051,1048],"class_list":["post-602","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-technologijos","tag-draudimo","tag-malaizijos","tag-mln","tag-operatorius","tag-ouch","tag-pritraukia","tag-skaitmeninio"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/www.ziniulaisve.lt\/index.php\/wp-json\/wp\/v2\/posts\/602","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.ziniulaisve.lt\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.ziniulaisve.lt\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.ziniulaisve.lt\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.ziniulaisve.lt\/index.php\/wp-json\/wp\/v2\/comments?post=602"}],"version-history":[{"count":0,"href":"https:\/\/www.ziniulaisve.lt\/index.php\/wp-json\/wp\/v2\/posts\/602\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.ziniulaisve.lt\/index.php\/wp-json\/wp\/v2\/media\/603"}],"wp:attachment":[{"href":"https:\/\/www.ziniulaisve.lt\/index.php\/wp-json\/wp\/v2\/media?parent=602"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.ziniulaisve.lt\/index.php\/wp-json\/wp\/v2\/categories?post=602"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.ziniulaisve.lt\/index.php\/wp-json\/wp\/v2\/tags?post=602"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}