{"id":567,"date":"2024-10-09T10:42:27","date_gmt":"2024-10-09T10:42:27","guid":{"rendered":"https:\/\/www.ziniulaisve.lt\/index.php\/2024\/10\/09\/brazilija-tyrineja-tokenizacija-defi-su-drex-cbdc\/"},"modified":"2024-10-09T10:42:27","modified_gmt":"2024-10-09T10:42:27","slug":"brazilija-tyrineja-tokenizacija-defi-su-drex-cbdc","status":"publish","type":"post","link":"https:\/\/www.ziniulaisve.lt\/index.php\/2024\/10\/09\/brazilija-tyrineja-tokenizacija-defi-su-drex-cbdc\/","title":{"rendered":"Brazilija tyrin\u0117ja tokenizacij\u0105, DeFi su Drex CBDC"},"content":{"rendered":"<p> <br \/>\n<\/p>\n<div>\n<div class=\"breadcrumb-section flex text-xxs text-gray-400 pb-7\">\n<ol class=\"inline-flex items-center space-x-1\">\n<li class=\"inline-flex items-center\">Pagrindinis puslapis<\/li>\n<li class=\"inline-flex items-center\">  > <\/li>\n<li class=\"inline-flex items-center\">Naujienos<\/li>\n<li class=\"inline-flex items-center\">  > <\/li>\n<li class=\"inline-flex items-center\">Finansai<\/li>\n<li class=\"inline-flex items-center\">  > <\/li>\n<li class=\"inline-flex items-center\">Brazilija tyrin\u0117ja tokenizacij\u0105, DeFi su Drex CBDC<\/li>\n<\/ol>\n<\/div>\n<p>Brazilija svarsto galimyb\u0119 i\u0161pl\u0117sti savo centrinio banko skaitmenin\u0119 valiut\u0105 (CBDC), kad apimt\u0173 decentralizuot\u0105 finansavim\u0105 (DeFi) ir \u017eeton\u0173 naudojim\u0105, atskleid\u0117 \u0161alies centrinis bankas.<\/p>\n<p>Kitur \u201eVisa\u201c (NASDAQ: V) stiprina savo \u017eeton\u0173 k\u016brimo pastangas, neseniai paleidusi platform\u0105, skirt\u0105 turto, pvz., stabili\u0173 monet\u0173 ir ind\u0117li\u0173, \u017eenklinimui, o Ispanijos mil\u017einas BBVA yra pirmasis jos klientas.<\/p>\n<p><strong>Tvirtas CBDC: unikalus Brazilijos po\u017ei\u016bris su Drex<\/strong><\/p>\n<p>Brazilija nebuvo viena i\u0161 pirm\u0173j\u0173 \u0161ali\u0173, prad\u0117jusi\u0173 CBDC bandymus, ta\u010diau nuo pirmojo bandomojo bandymo pra\u0117jusiais metais ji progresavo agresyviai. Neseniai Banco Central do Brasil gubernatorius atskleid\u0117, kad jis tiria tokenizavim\u0105, programuojamum\u0105 ir DeFi su Drex CBDC.<\/p>\n<p>Roberto Campos Neto kalbino Prinstono universiteto profesori\u0173 Markus\u0105 Brunnermeier\u012f interviu, kuriame gilinosi \u012f finansinio tarpininkavimo ateit\u012f. Anot Neto, centrinis bankas siekia pasi\u016blyti brazilams pa\u017eangiausius finansinius ir mok\u0117jimo sprendimus, kartu subalansuodamas kitas pareigas, pavyzd\u017eiui, ekonominio stabilumo palaikym\u0105.<\/p>\n<p>Brazilijos centrinis bankas turi integruot\u0105 darbotvark\u0119 su keturiais pagrindiniais blokais: Pix, Drex CBDC, atvirais finansais ir valiutos internacionalizavimu.<\/p>\n<p>Pagal \u201eDrex\u201c bankas ketino u\u017ekirsti keli\u0105 komercini\u0173 bank\u0173 tarpininkavimui, u\u017etikrindamas, kad \u201eDrex\u201c nepakeist\u0173 centrinio banko balanso. \u0160ios sukurtos \u017eeton\u0173 talpyklos, kurioms naudingas greitis, prieiga ir ma\u017ea CBDC kaina, nereikalaujant sud\u0117tingos keisti visos sistemos.<\/p>\n<p>Laikui b\u0117gant \u201eDrex\u201c tobul\u0117jo, kad gal\u0117t\u0173 geriau konkuruoti su esamais mok\u0117jimo b\u016bdais, o did\u017eiausias konkurentas buvo \u201ePix\u201c \u2013 itin s\u0117kminga nacionalin\u0117 skaitmenini\u0173 mok\u0117jim\u0173 sistema. Nuo pat pristatymo 2020 m. lapkrit\u012f \u201ePix\u201c sudar\u0117 67 mlrd. operacij\u0173 158 mln. vartotoj\u0173.<\/p>\n<p>Viena i\u0161 unikali\u0173 funkcij\u0173, kurias pasi\u016blys \u201eDrex\u201c, yra prieiga prie \u201eDeFi\u201c. Ta\u010diau, skirtingai nei DeFi, kuris dominavo \u201ekriptovaliut\u0173\u201c pasaulyje, kuriam vadovauja greito pelno med\u017eiokl\u0117 naudojant siurblius ir s\u0105vartynus, tai b\u016bt\u0173 geriau reguliuojama ir atitikt\u0173 finansinius \u012fstatymus.<\/p>\n<p>Nepaisant to, kad Pix pirmauja, Neto mano, kad CBDC gali pasi\u016blyti did\u017eiul\u0119 vert\u0119 brazilams. Tai apima sandori\u0173 s\u0105naud\u0173 ir trinties ma\u017einim\u0105, audito ir skaidrumo didinim\u0105 bei finansin\u0117s \u012ftraukties didinim\u0105.<\/p>\n<p>\u201eDrex\u201c taip pat skatins tokenizacij\u0105, kuri tapo vienu i\u0161 pagrindini\u0173 \u201eblockchain\u201c technologijos pritaikymo b\u016bd\u0173, kuriuos naudoja pagrindiniai \u017eaid\u0117jai. Tyrimai apskai\u010diavo, kad realaus pasaulio turto (RWA) \u017eym\u0117jimas iki de\u0161imtme\u010dio pabaigos atlaisvins daugiau nei 10 trilijon\u0173 USD.<\/p>\n<p><strong>Naujoji \u201eVisa\u201c tokenizacijos platforma skirta komerciniams bankams<\/strong><\/p>\n<p>\u017detonizacijai \u012fsitvirtinus, \u201eVisa\u201c nori i\u0161likti pasaulini\u0173 finans\u0173 s\u0105sajoje, leisdama komerciniams bankams lengvai i\u0161leisti ir valdyti \u201efiat\u201c paremtus \u017eetonus tinkle.<\/p>\n<p>Kalifornijoje \u012fsik\u016brusi gigant\u0117 neseniai paskelb\u0117 apie \u201eVisa Tokenized Asset Platform\u201c (VTAP) paleidim\u0105, kuri, anot jos, \u201epad\u0117s bankams integruoti blok\u0173 grandin\u0117s technologijas \u012f savo veikl\u0105\u201c.<\/p>\n<p>Visa turi tinkl\u0105, apimant\u012f daugiau nei 15 000 bank\u0173 visame pasaulyje, kurie dabar gali kurti ir eksperimentuoti su savo \u017eetonais savo VTAP sm\u0117lio d\u0117\u017e\u0117je. Jie gali kaldinti, deginti ir perkelti \u0161iuos \u017eetonus, \u012fskaitant \u017eeton\u0173 ind\u0117lius ir stabilias monetas.<\/p>\n<p>VTAP palaiko i\u0161mani\u0105sias sutartis, leid\u017eian\u010dias vartotojams programuoti ir automatizuoti savo \u017eetonus. Pavyzd\u017eiui, bankas gal\u0117t\u0173 automatizuoti kredito linij\u0173 procesus, kad automati\u0161kai i\u0161mok\u0117t\u0173 mok\u0117jimus savo klientams, kai \u012fvykdomos tam tikros s\u0105lygos.<\/p>\n<p>Ispanijos bankininkyst\u0117s mil\u017ein\u0117 BBVA pirmoji i\u0161tyr\u0117 nauj\u0105j\u0105 platform\u0105. Madride \u012fsik\u016br\u0119s skolintojas atskleid\u0117, kad visus \u0161iuos metus eksperimentavo su VTAP, \u012fskaitant banko \u017eetono i\u0161davimo, pervedimo ir i\u0161pirkimo testavim\u0105 \u201eTestnet blockchain\u201c.<\/p>\n<p>\u201e\u0160is bendradarbiavimas \u017eymi reik\u0161ming\u0105 m\u016bs\u0173 \u201eblockchain\u201c technologijos potencialo tyrin\u0117jimo etap\u0105 ir galiausiai pad\u0117s mums i\u0161pl\u0117sti banko paslaugas ir i\u0161pl\u0117sti rink\u0105 naujais finansiniais sprendimais\u201c, \u2013 komentavo Francisco Maroto, banko \u201eblockchain\u201c vadovas.<\/p>\n<p>Nors \u201eVisa\u201c vartojo tik termin\u0105 \u201efiat-backed tokens\u201c, jos produktas i\u0161 esm\u0117s apib\u016bdino stabili\u0105 monet\u0105. Naudodamas VTAP, jis leis bet kuriam bankui i\u0161leisti savo stabili\u0105 monet\u0105, potencialiai konkuruojan\u010di\u0105 su \u201ekriptovaliut\u0173\u201c produktais, tokiais kaip USDT ir USDC.<\/p>\n<p>I\u0161 prad\u017ei\u0173 \u0161ios bank\u0173 i\u0161leistos stabilios monetos bus apribotos konkre\u010dioje banko ekosistemoje ir bus labiau pana\u0161ios \u012f \u017eetoninius ind\u0117lius. Ta\u010diau \u201eVisa\u201c skaitmeninio turto vadovas Cuy Sheffieldas \u0161iais metais atskleid\u0117, kad bendrov\u0117 ketina stabilias monetas padaryti s\u0105veikias, sukurdama pasaulin\u012f daugiau nei 15 000 bank\u0173 tinkl\u0105, kuriame vartotojai gali skland\u017eiai pervesti stabilias monetas.<\/p>\n<p>\u017di\u016br\u0117kite: CBDC yra daugiau nei tik skaitmeniniai pinigai<\/p>\n<p><iframe loading=\"lazy\" title=\"CBDCs are more than just digital money | Luigi Lunardon, Federico Barbacovi | CG Backstage\" width=\"640\" height=\"360\" src=\"https:\/\/www.youtube.com\/embed\/qVoCrwqb7Ew?feature=oembed\" frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" referrerpolicy=\"strict-origin-when-cross-origin\" allowfullscreen><\/iframe> title=&#8221;YouTube&#8221; vaizdo \u012fra\u0161\u0173 grotuvas&#8221; frameborder=&#8221;0&#8243; enable=&#8221;pagrei\u010dio matuoklis; automatinis paleidimas; i\u0161karpin\u0117-ra\u0161ymas; \u0161ifruota medija; giroskopas; paveiksl\u0117lis paveiksl\u0117lyje; bendrinimas internete&#8221; referrerpolicy=&#8221;strict-origin-when-cross- origin&#8221; allowfullscreen=&#8221;&#8221;><\/iframe><\/p>\n<p>    <!-- \n\n\n<section class=\"relative bg-white py-5 newsletter-section\">\n    \n\n<div class=\"container relative z-10\">\n        \n\n<div class=\"relative card rounded-sm newseltter-block shadow-custom px-8 py-6 sm:py-8 max-w-(732px) ml-auto mb-10 md:mx-auto md:max-w-full\">\n           \n\n<form action=\"#\" class=\"newsletter\">\n                \n\n<div class=\"text-sm font-semibold mb-1\">Sign up to The Coingeek Newsletter<\/div>\n\n\n                \n\n<div class=\"author mb-2\">By Caroline Casey<\/div>\n\n\n                \n\n\n\n\n                <button type=\"submit\" class=\"mt-2 btn btn-primary uppercase tracking-wider\"><i class=\"fa-regular fa-envelope pr-2\"><\/i>Subscribe<\/button>\n            <\/form>\n\n\n        <\/div>\n\n\n    <\/div>\n\n\n<\/section>\n\n -->\n                                <\/div>\n<p><script>\n\t!function(f,b,e,v,n,t,s){if(f.fbq)return;n=f.fbq=function(){n.callMethod?n.callMethod.apply(n,arguments):n.queue.push(arguments)}; \n\tif(!f._fbq)f._fbq=n;n.push=n;n.loaded=!0;n.version='2.0'; \n\tn.queue=();t=b.createElement(e);t.async=!0; \n\tt.src=v;s=b.getElementsByTagName(e)(0);\n\ts.parentNode.insertBefore(t,s)}(window, document,'script', 'https:\/\/connect.facebook.net\/en_US\/fbevents.js');\n\tfbq('init', '992624061882522');\n\tfbq('track', 'PageView'); \n<\/script><br \/>\n<br \/><br \/>\n<br \/><a href=\"https:\/\/coingeek.com\/brazil-explores-tokenization-defi-with-drex-cbdc\/\">Source link <\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Pagrindinis puslapis > Naujienos > Finansai > Brazilija tyrin\u0117ja tokenizacij\u0105, DeFi su Drex CBDC Brazilija svarsto galimyb\u0119 i\u0161pl\u0117sti savo centrinio banko skaitmenin\u0119 valiut\u0105 (CBDC), kad apimt\u0173 decentralizuot\u0105 finansavim\u0105 (DeFi) ir \u017eeton\u0173 naudojim\u0105, atskleid\u0117 \u0161alies centrinis bankas. Kitur \u201eVisa\u201c (NASDAQ: V) stiprina savo \u017eeton\u0173 k\u016brimo pastangas, neseniai paleidusi platform\u0105, skirt\u0105 turto, pvz., stabili\u0173 monet\u0173 ir ind\u0117li\u0173, [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":568,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"om_disable_all_campaigns":false,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"categories":[940],"tags":[941,946,944,945,943,942],"class_list":["post-567","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-kripto-naujienos-technologijos","tag-brazilija","tag-cbdc","tag-defi","tag-drex","tag-tokenizacija","tag-tyrineja"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/www.ziniulaisve.lt\/index.php\/wp-json\/wp\/v2\/posts\/567","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.ziniulaisve.lt\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.ziniulaisve.lt\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.ziniulaisve.lt\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.ziniulaisve.lt\/index.php\/wp-json\/wp\/v2\/comments?post=567"}],"version-history":[{"count":0,"href":"https:\/\/www.ziniulaisve.lt\/index.php\/wp-json\/wp\/v2\/posts\/567\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.ziniulaisve.lt\/index.php\/wp-json\/wp\/v2\/media\/568"}],"wp:attachment":[{"href":"https:\/\/www.ziniulaisve.lt\/index.php\/wp-json\/wp\/v2\/media?parent=567"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.ziniulaisve.lt\/index.php\/wp-json\/wp\/v2\/categories?post=567"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.ziniulaisve.lt\/index.php\/wp-json\/wp\/v2\/tags?post=567"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}